Individuals and businesses sell income streams (future
payment or a series of payments – cash flow instruments) for three
basic reasons:
- Access: People need or want access
to their cash. Sometimes they have a serious need to pay off credit
cards, finance long-term medical care, or to settle a divorce. Other
times, they simply have a desire to purchase a dream home, take a
vacation, buy a new car or boat, finance a wedding, or start a business,
for example. In some cases, people want access to their cash just
for peace of mind. They no longer want to worry about liquidity issues,
collection hassles, or the financial strength of the person who owes
the debt.
- Interest or Yield: People will sell
their income streams – even for less than face value – because they know
that with cash in hand today, they can start earning interest or yield.
Interest or yield is what gives us the ability to invest money this
year and turn it into an even larger amount of money next year.
- Inflation: Inflation eats away at
the future value or "buying power" of money. You can buy
more with a dollar today than you will be able to five, ten, or twenty
years from now. People sell their income streams because they realize
that over time, the payments they receive will drop in real value.
Small payments over a long period of time have less buying power. A Lump Sum of cash today can provide you with better financial stability and flexibility.
Rather than wait, wouldn't you like to have the money to make your dreams
come true
now whether personal or business
related?
So rather than receiving little payments each month, contact us today so we can assist
you with your financial needs!
